Mortgage Access
HOMEBUYING CENTER REFINANCE CENTER HOME EQUITY CENTER LEARNING CENTER
LOAN AGENTS REALTORS STAFF DEBT SOLUTIONS CALCULATORS
This is our second home purchase we have financed through Mortgage Access. We are very happy with the fast and personal service we receive. Judy is always right on top of every detail and makes the mortgage process very easy. She is very professional and knowledgeable, and goes that extra mile to find just the right mortgage program to tailor fit each clients needs. She adds a personal and caring touch to each mortgage process. We will definitely use Mortgage Access again, should we purchase another property. Kim and Lewis Keene
 
—Kim and Lewis Keene.
more testimonials > 		 
Choose The Right Loan
Which loan program is right for you?
Whatever your situation may be, we have a loan program just for you.* Whether it's a loan to purchase a home, lower your current monthly payments, pay your bills, or improve your credit, we've got it.

*some qualifications do apply.

Fixed to Adjustable Programs
ADVANTAGES DISADVANTAGES
•  2 and 3 year fixed rate mortgages provide the security and a relatively low fixed interest rate. After the first 2 or 3 years the loan will convert to an adjustable loan in order to obtain a full 30 year fixed loan
•  Allows a borrower 2 to 3 Years to improve their credit
•  Loan will convert to an ARM after the fixed period and payments can increase as rates rise
2 Year Fixed(then ADJ), 3 Year Fixed(then ADJ)
Adjustable Rate Programs
ADVANTAGES DISADVANTAGES
•  Lower initial monthly payment
•  Lower payment over a shorter period of time
•  Rates and payments may go down if rates improve
•  May qualify for higher loan amounts
•  Payments may change over time
•  Potential for higher payments if rates go up
10/1 ARM, 7/1 ARM, 3/1 ARM, 1 Year ARM, 6 Month ARM, 2/28 2 Year Fixed; 28 Year ARM, 1 month ARM
 
No Point No Fee Programs
ADVANTAGES DISADVANTAGES
•  No closing costs
•  Less money required to close
•  Higher rates
•  Higher down payments
 
No/Stated Income/Asset Programs
ADVANTAGES DISADVANTAGES
•  No tax returns or W2's
•  No proof of assets or down payment
•  No verification of income
•  Fast approval
•  Higher rates
•  Higher down payments

PRIVACY|LEGAL|PATRIOT ACT|LINKS


Mortgage Access
118 N. Greenwood St.
Lebanon, TN 37087

State Licensing Information
All content ©1999-2008 MorSystems™ All rights reserved.
Account login
Mortgage Access - Site Map

Mortgage and lending information for purchase and home buying loans.
Mortgage and lending information for refinance loans.
Mortgage and lending information for home equity loans.
Mortgage, lending, and credit information.
Learn how credit scoring works and how you can improve your credit score.
Financial, mortgage and lending calculators.
Check for up to date rates and loan programs.
Commercial loans programs and information.
Commercial loans programs and information.
Interest only loan programs and information.
Relocation loan programs and information.
The best loan agents.
Our Staff Members.
Our favorite real estate agents.
Nashville, Lebanon, Murfreesboro, Hendersonville, Gallatin, Cookeville, Smithville, Carthage, Goodlettsville, Portland, Brentwood, Franklin, Jamestown, Woodbury, Mt. Juliet, Hermitage, Old Hickory, Madison, Shelbyville, Dickson, Manchester, McMinnville, Sparta, Springfield, Baxter, Crossville, Hartsville, Gainesboro, Columbia, Lewisburg, Lynchburg, Livingston, Fayetteville, Pulaski, Hohenwald, Chattanooga, Knoxville, Memphis, Clarksville, Springfield, Lafayette, Dayton, Winchester, Woodbury
364 | 41
Mortgage websites powered by MorSystems. Get your own mortgage website at MorSystems.com!